Privacy Policy

E. Espiritu Financial Inc. is committed to protecting the privacy and the confidentiality of our Insured's personal information. Any personally identifiable information about one of our insurance clients is considered personal information and will be treated in accordance with this Privacy Policy.

What is ‘Personal Information’?

Personal information refers to the information that specifically identifies you and is provided to or collected by our office. It includes information that you have supplied to us, or provided to us. This information can include – your full name, your address, your birth date, your gender, your marital status, your employment details, claims history, etc.

Why do we ask for your ‘Personal Information’?

Our office wants to provide you with excellent service on an ongoing basis. We want to work with you to achieve your insurance goals. With the collected information, we can assess your risks and offer the best insurance product for your situation. The information we collect is disclosed to the appropriate Insurance Provider to complete a risk evaluation so that they may establish proper coverage. We recognize our professional obligation of our clients’ information and recognize our obligations in keeping it secure. This policy has been developed with these obligations in mind. When we collect, use or disclose personal information, we will make reasonable efforts to ensure that it is complete. Personal information will not be used or disclosed for purposes other than those for which it was collected, except with the individual`s consent or as required as law.

What responsibilities do our Employees have?

Our employees have the responsibility to maintain the confidentiality of all personal information collected. We keep our employees informed about policies and procedures for protecting personal information.

Keeping your personal information accurate.

Maintaining the accuracy of our personal information is imperative. Prompt notification of any changes such as address or telephone number will help us provide you with the best possible service.

Releasing Your Personal Information

E. Espiritu Financial Inc. has a strict policy not to release personal information about our clients, subject to the following exceptions:

Establishing insurance coverage.

Proof of insurance for mortgage companies or loss payees.

When legally required by law.

We do not sell or give away Client lists.

Safeguarding Personal Information

We ensure the physical and electronic security of your personal information.

We have strict procedures in place when destroying or disposing of files.

Retention of Your Personal Information

E. Espiritu Financial Inc. retains personal information for as long as your file is active. Upon the lapsing or cancellation of coverage, your file is placed in secured storage for as long as the pertinent laws and regulations require after which your file will be securely destroyed.

Get In Touch With Us for a Free Consultation

We respect your privacy and will not disclose any information to any organization other than our own.

Get In Touch With Us for a Free Consultation

We respect your privacy and will not disclose any information to any organization other than our own.