Our Team

Kit Espiritu Jotie - President

Kit Espiritu-Jotie was born and raised in the insurance business by her father, Enrique Espiritu of Espiritu & Associates which was one of the pioneering agencies in Philippine American Life Insurance based in Manila, Philippines. After witnessing the life transformation of all the successful agents and managers under her dad’s leadership, Kit did not have second thoughts in joining the insurance industry. She decided to follow her father’s footsteps right after graduation from the Ateneo University-Manila, Philippines earning a degree of B.A. Major in Psychology.

With Kit’s firsthand lessons from her dad and her educational background in Psychology, she found her passion in recruiting and developing insurance advisors. This has earned her numerous leadership awards that gave her the opportunity to qualify for major travel incentives around the world.

With over 30 years in the Insurance Industry, Kit has influenced countless of lives through providing tailored solutions to her clients as a personal producer and as an outstanding leader.

Kit, who is an avid student of John Maxwell’s Leadership Principles, leads our organization through Mastermind groups, coaching, mentorship programs and intensive sales trainings. To ensure that she is able to help her team to grow and reach their highest potential, Kit is currently working on her certification to become a Certified Business Coach.

Kit has made it her mission to do whatever it takes to be a transformational mentor in
her industry and community.

Noreene Glee Naguiat - Vice President of Operations

Being in the financial service industry for over 8 years, Noreene brings extensive experience into her position in all areas of broker support from licensing, contracting, monitoring of sales and overall office operations.

Her many years of experience in customer service prior to joining the industry has also made her an effective interpersonal communicator. Her strong interpersonal skills have helped our company establish outstanding relationship with the organizations whom we do business with.

She has always been passionate in extending her assistance to every EEF broker, leader and staff.  Her role is to continuously assist in developing incentive programs as well as in designing strategies on how to best support the team on its continued growth this 2021 and in the coming years ahead.

Noreene has been instrumental to the birth and the growth of the company.

Maria "Cel" Sangalang, B.Sc  - Learning & Development Director

Cel Sangalang has been in the financial advisory services for more than 8 years but has a total of 26 years of experience in corporate selling and customer service in various industries.  She is experienced in planning, organizing and implementing different sales-focused and revenue-generating activities. She is well versed in developing and executing learning strategies and programs for the sales force and has been known for her passion in passing on to others her knowledge and skills.
She brings with her the strong foundation of Sunlife's career training. She is currently working towards her Professional Financial Advisor PFA designation and has recently earned her Life Coach Certification. She actively conducts Seminars/Webinars for different organizations on Financial Literacy.

Cel is in charge of organizing all the In house & external trainings of our brokers with the goal of developing them into highly producing, professional insurance and wealth advisors.

Cel has an entrepreneurial spirit with a proven track record in driving growth.

Thea Lorea Tan Yau - Administrative Assistant

Possessing 3 years of banking experience, received her Bachelor's Degree in Financial Management and currently pursues a second Degree in International Business Management.

Thea is dependable and one who applies creative approaches to solve complex problems. 

Thea handles all administrative matters and reports directly to the President and Vice President.

Get In Touch With Us for a Free Consultation

We respect your privacy and will not disclose any information to any organization other than our own.

Get In Touch With Us for a Free Consultation

We respect your privacy and will not disclose any information to any organization other than our own.